$10M Monarch Bay Sale + Rates Drop!

The Orange County real estate market continues to evolve with a mix of luxury sales, shifting inventory, and hopeful signs for mortgage rates.

High Sale of the Week: Off-Market $10M Luxury Home

A stunning off-market transaction closed this week at 12 Monarch Bay Drive, one of the most prestigious addresses in Dana Point’s exclusive Monarch Bay neighborhood. This $10 million sale highlights the continued strength of Orange County’s luxury real estate market.

Off-market deals like this show why local real estate professionals often succeed where “TV agents” or out-of-area brokers can’t.

Knowledge of hyperlocal markets, long-standing relationships, and deep community ties make the difference when navigating high-end, private transactions.

If you’re thinking about buying or selling a luxury coastal home, working with an experienced local expert can be the key to success.

Market Stats: Seasonal Slowdown Takes Hold

The Beach Cities are starting to feel the usual late summer to early fall slowdown, with a slight dip in activity:

  • Active Listings dropped from 528 to 516 homes.

  • Pending Sales decreased as buyer activity cooled slightly.

  • Homes are selling at 98% of list price on average.

  • Days on Market: Currently averaging 42 days, signaling a balanced but slightly slower-moving market.

Even with the seasonal slowdown, demand remains steady — especially for well-priced homes in highly desirable locations like San Clemente’s beachside neighborhoods and Laguna Niguel’s gated communities.

Mortgage & Economy Update

Interest rates dipped to just over 6.5% on a 30-year fixed mortgage this week, following job market revisions. This slight decrease has sparked cautious optimism among buyers.

The Federal Reserve is also signaling potential rate cuts in the near future, which could bring additional relief to the housing market heading into the new year.
Lower rates may encourage more buyers to re-enter the market, especially in competitive areas like Dana Point and San Juan Capistrano.

Local Spotlight: San Juan Capistrano Gardener Goes Above and Beyond

This week, we’re shining a spotlight on a dedicated gardener in San Juan Capistrano who went the extra mile to prep a listing for an open house. From meticulous landscaping to adding special touches that wowed potential buyers, their hard work made a huge difference.

It’s a great reminder that curb appeal matters — and sometimes the smallest details can help a home sell faster and for a higher price.

Deal of the Week: Rare Commercial Lot in Lake Forest

A truly unique opportunity has hit the market: a commercial lot in Lake Forest with decades of history as a tow yard.

  • Asking Price: $2 million

  • Best Uses: Contractors, storage facilities, or specialized operations

  • Why It’s Special: Commercial properties like this are rarely available in South Orange County, making it a great investment for the right buyer.


The Beach Cities market remains a dynamic mix of luxury sales, shifting inventory, and promising economic signals. Whether you’re a buyer, seller, or investor, staying informed about the latest trends can help you make confident, strategic decisions.

If you’re thinking about making a move in today’s market, you have to know how to use the current conditions to your advantage. Buyer behavior, market timing, and interest rates are all shifting, and staying informed can make a big difference. Don’t hesitate to give me a call at (949) 835-4713 or send an email to simon@sellwiththerightguy.com if you have any questions. Let’s talk strategy and figure out how you can win in real estate this year.

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